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Does your old car refuse you obedience? Probably you’ve often wanted to scrap with him and go back on foot. It would take a long time for such behavior if we could actually afford to buy a new car for cash. Unfortunately, it is known that the realities are completely different, and not everyone can afford such an expense.
Car loan, but for a newer car
If your car has been in the adulthood for a long time, you are probably tempted to buy a car a few years younger. For this purpose, you even go to the bank with a request for a car loan quote. And here you can meet, unfortunately, an unpleasant surprise. Namely, a lady in the window, may refuse to give you credit, because the object of your sighs is simply too old. In this situation, you have two options The first is based primarily on the fact that you are looking for a different bank branch, until finally favorably approach your planned purchase. Here you can also finally get a cash loan. After all, a used car older than ten years can cost a maximum of several thousand zlotys. However, another, and at the same time much more interesting solution will still be focusing on a much newer and more expensive car. The car loan will also have much more value, but is it worthwhile to incur debt on an old car that will be damaged again?
It is worth to make a more detailed calculation here. It may turn out that newer cars that will be of interest to us, are not much more expensive compared to the previously sophisticated model. If the difference is within our reach, then there is nothing to ponder. In addition, you also need to take into account all the costs associated with repairs of a much older car. Finally, there will always be something to be repaired while driving. However, the latter solution makes more sense. At least in a few years we will not have to think about replacing the new car. And it will be much harder, because we will probably be paying the car loan for the old car. A financial comparison engine may be a helpful tool when choosing the best car loan for us.